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ARGOS RISK^® PRIVACY POLICY

This privacy policy explains how we collect, use, manage, share and protect business information, including business professional and business contact data. Please read this policy carefully to understand our information collection and management practices.

Subscribers use Argos Risk Surveillance® to:

Mitigate credit risk, increase cash flow and drive increased profitability;
More effectively manage their suppliers and service providers;
Strengthen their marketing initiatives and increase revenue from new and existing customers;
More effectively drive their business in the Information Age; and
Convert prospects into customers faster by enabling research of companies, executives and industries.

We promise to safeguard the information within our care and we are committed to managing data in a secure and responsible manner. We adhere to this Privacy Policy through ongoing compliance and training.

Argos Risk delivers products and services through the Internet effectively and efficiently. The free flow of information must be fairly balanced against privacy and data protection interests, and Argos Risk is committed to employing such a balance.

Argos Risk websites may provide links to other U.S. Argos Risk websites, non-U.S. Argos Risk websites and non- Argos Risk websites that may employ different information management practices. We encourage you to carefully read the online privacy notices of these other websites to ensure that you understand their practices and the relevant distinctions.

What Information Do We Collect?

We collect identifiable business information from website visitors when they decide to apply for an Argos Risk subscription, register for a newsletter or e-mail alert, complete a survey, or purchase a product or service online. The business information that we collect includes, but is not limited to the following:

Company and business professional contact information, including name, title, address, phone number, fax number and e-mail address;
Credit/debit card information in order to process certain subscriber payments.
We also collect information about website visitors indirectly through standard web logs, such as IP addresses, browser types (e.g. Internet Explorer), areas of the website that are visited and the website from which a visitor came. We routinely use this web log information in the aggregate in order to administer and improve our website. While some of this data may be traceable to an individual, we only seek to identify individuals whom we believe are using our website for improper purposes.

How Do We Use and Share Information?

Argos Risk uses the identifiable business and business professional information that we collect to offer subscribers a variety of business information products and services for use in making business credit, risk management, supplier and marketing decisions.

Argos Risk shares information with third party service providers, such as credit card processors, consultants and contractors, in order to support Argos Risk’s internet websites and business operations. Argos Risk requires that these recipients only use the information for the intended purpose of the disclosure and that they destroy or return the information when it is no longer needed. When necessary or appropriate, we may disclose information in response to a court order, subpoena, law enforcement proceeding, regulatory inquiry or when otherwise legally required. We may also disclose information as required or appropriate in order to protect our website, business operations or legal rights, or in connection with a sale or merger involving Argos Risk assets or businesses.

You Have Choices

Argos Risk respects your privacy preferences and offers the following ways through which you may control how we contact you and disclose your information. We will honor your requests accordingly.

Argos Risk E-mail Marketing: We provide individuals with the opportunity to opt out of receiving Argos Risk promotional e-mails and updates about new Argos Risk products and services. We may continue to send you transactional or service-related e-mails despite your desire to not receive promotional or marketing e-mail messages.

Website Use Information: You have additional choices regarding website use information that our third party advertisers and partners may collect or receive through the employment of cookies, web beacons, pixel tags, clear GIF’s and other similar media. Please see the "Third Party Advertisers" section below for more information.

Access and Correction

To help ensure data quality and accuracy, Argos Risk provides businesses and business professionals with access to their business information within the Argos Risk databases and with an opportunity to correct verified inaccuracies. Authorized business representatives may subscribe for a complimentary copy of their company’s business report at www.argosrisk.com. When a business owner or principal contacts Argos Risk about a potential data error, we promptly investigate the issue, confirm the information in question, correct verified inaccuracies and respond to the original inquiry. In such a case, Argos Risk may apply a "stop distribution" order regarding the relevant business report, as well as ancillary products that may be affected by the verified inaccuracy, until the matter is properly resolved. When the investigation is complete, Argos Risk will also send a correction notice to businesses or others whom Argos Risk knows to have received the inaccurate data, as appropriate.

If you have a question regarding Argos Risk products, services or information management practices, if you would like to contact us or if you would like to provide us with your valued feedback, please visit the Argos Risk Customer Service center for additional information.

Cookies, Web Beacons, Pixel Tags and GIF’s

We design the layout and features of our website so that new visitors may anonymously learn about our products and services without revealing their identities. For new visitors, we use cookies or Web beacons to collect limited data, such as the date, time and areas of our website that are visited, as well as the website from which the new visitor came. When you select one of our products or services, register for a newsletter or e-mail alert, or complete a survey, we may try to identify your browser and we may combine information from cookies, Web beacons and other information collected online with other data that we maintain about you. By improving the features, marketing and content of our website and by making your online experience more convenient and meaningful, we are able to better serve our subscribers' needs.

A cookie is a small text file that is stored on your computer's hard drive and that often includes an anonymous unique identifier. When you visit a website, that website’s computer asks your computer for permission to store this text file in a section of your hard drive that is specifically designated for cookies. Each website can send its own cookie to your browser if your browser’s preferences allow it. Your browser will only permit a website to access the cookies that it has previously sent to you and not the cookies sent to you by other websites. Some of our business partners, such as third party advertisers, use cookies that originate from their websites. We have no access to, or control over, these cookies. For more information, please see the "Third Party Advertisers" section below. We use cookies to store login or other information on your computer, which serves to improve our website functionality and tailor our services to your preferences and interests. For certain services, we offer users the ability to store a user ID or password within a cookie so that they do not need to re-enter it when they subsequently return to our website. Cookies, in conjunction with our Web server’s log files, allow us to calculate the aggregate number of people visiting our website and to assess which parts of the site are most popular. This information helps us to constantly improve our website and better serve our subscribers. We do not store credit/debit card numbers in cookies. Most Internet browsers allow users to decide whether to accept cookies and how long to keep them on their hard drive. You may reset your browser to refuse cookies and still use our website, although website access and functionality may be slower and less convenient.

A Web beacon is a graphic image, such as a pixel tag or clear GIF, which is placed on a Web page or in an e-mail message to monitor user activity, such as whether the Web page or e-mail message is accessed or clicked. They are often invisible because they are very small in size. They are also used on many Web pages for alignment purposes. We sometimes use Web beacons to provide an independent accounting of how many people visit our website or to gather statistics about browser usage on our website. Some of our Web pages and HTML-formatted e-mail newsletters use Web beacons in conjunction with cookies. It is difficult for you to limit the use of Web beacons because there is no easy way to distinguish their use from alignment and other purposes. Web beacons may also be loaded from a different Web server than the rest of the page.

We may use third party advertising companies to serve ads when you visit our website. In the course of serving advertisements, our third party advertisers and partners may place or recognize a unique cookie on your browser. These companies may use information about your visits to Argos Risk and other websites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you. These third party partners monitor how guests use our website and determine which of our online features they prefer. We may report information to our partners about our subscribers and the products and services they order, as well as aggregated, non-identifiable information about our guests' use of our website. For more information, please see the "Third Party Advertisers" section below.

Third Party Advertisers

We may use third party advertising companies to serve our Internet ad banners on our website and other websites on which we advertise. If you view a Web page where our ads appear, the advertising company may place a cookie on your computer or use a Web beacon to access a cookie that they previously placed on your computer. These companies do not collect information that can personally identify you, but they may use information about your visits to our website and other websites to measure the effectiveness of ads. We do not disclose any personally identifiable information to these companies. We share aggregate website usage information with third party advertisers and partners for the purpose of effectively targeting our online advertisements. Unless you are previously notified, these advertising companies do not link any online behavior or cookies with other information that can be used to personally identify you, such as your name, address, telephone number or e-mail address, when working with Argos Risk.

These third party advertising networks also track visitors’ online usage and behavior patterns. These companies may use information about your visits to Argos Risk and other websites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you. The result of these efforts is the creation of an online profile that attempts to predict individual user interests, preferences and purchasing habits. The third party advertising networks then accordingly customize the advertising content served to users when visiting other websites.

Data Security

There is no such thing as "guaranteed security", whether conducting business online or offline. Having established this fact, Argos Risk employs commercially reasonable and appropriate data security safeguards to protect against unauthorized access and disclosure of data that are consistent with our business operations and generally accepted industry standards.

Changes to Argos Risk’s Privacy Policy

If we make material changes to our Privacy Policy, we will revise this document and the policy effective date will be updated accordingly.

Your Use of Our Website Is Consent

By using our website, you hereby consent to our collection, use, management, retention and disclosure of your information as described in this Policy.

Contact Argos Risk

For questions or comments regarding the Argos Risk Privacy Policy or data security practices, please visit the Argos Risk customer service center or call: 1-877-RISK411. We will do our best to respond to your inquiry as quickly as possible.

For more information regarding this online privacy notice, please contact:

Privacy Officer
Argos Risk LLC
One Corporate Center lll
7300 Metro Blvd, Suite 360
Edina, MN 55439
privacyofficer@argosrisk.com

This online Privacy Policy is applicable to the following websites: *.argosrisk.com.

Privacy Policy Effective Date: October 12, 2018

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Argos Risk® Subscription License Agreement

ARGOS RISK^® SUBSCRIPTION LICENSE AGREEMENT

This Subscription License Agreement (the “Agreement”) is between Argos Risk, LLC (“Argos,” “we,” “our,” or “us”), having an address at 7300 Metro Blvd, Suite 360, Edina, MN 55439, and you (“you,” or “End User”). Argos and End User are referred to herein individually as a “Party” and collectively as the “Parties.”

This Agreement will govern the terms of your subscription (“Subscription”) for services from Argos on the Argos Risk website, www.argosrisk.com (the “Website”). This Agreement incorporates the terms of the Website, your individual subscription plan (the “Subscription Plan”), as such may change from time to time, and the Argos Privacy Policy provided on the Website. The services provided to you hereunder (the “Services”) include the use of the Website, and the use of programs, components, internet-based services, content, technology, tools, updates, help content and new releases. This Agreement will govern the terms of any and all Subscriptions that you may have with Argos and will continue to govern even if you add to or change your Subscription.

Grant of License and Term. Subject to the terms of this Agreement, Argos grants you a personal, limited, non-exclusive, nontransferable, revocable license, during the term of your Subscription to access and use the Services, solely for the purposes intended. The term of your Subscription commences upon your registration on the Website, your acceptance of this Agreement, or your access to or use of the Services and will continue so long as you continue to use the Services in accordance with the terms of this Agreement or until your Subscription is terminated pursuant to the terms of this Agreement. Content and data provided as part of the Services may be supplied to Argos by its affiliates, suppliers, licensors, distributors, resellers, and third-party content providers (“Suppliers”). The Suppliers are intended to be third party beneficiaries of this Agreement. Our Suppliers may require you to agree to additional terms and conditions in connection with the information or services provided and you agree to be bound by such terms and conditions.
Terms of Use. The Services provided to you hereunder and data contained therein are for your exclusive use. The license granted hereunder does not allow you to (i) license, sublicense, copy, assign, lease, loan, sell, resell, republish, upload, post, transfer, distribute, disclose or commercially exploit to any third party the Services or any of information or components thereof; (ii) modify or create derivative works based on the Services or parts thereof; (iii) access or attempt to access any other Argos systems, programs, features or data that are not made available to you through your Subscription Plan; (iv) decompile, disassemble or reverse engineer the Services; or (v) use the Services to determine the eligibility of an individual for credit or insurance to be used primarily for personal, family or household purposes, or for employment; or (vi) use the Services to engage in unfair or deceptive trade practices or for any unlawful purpose or in any manner except as expressly allowed under this Agreement. You agree to indemnify Argos and its Suppliers from any claim or cause of action arising out of your use of the Services in any manner except as expressly provided in this Agreement.
Fees. The amount and terms for your fees (“Fees”) for the Services provided hereunder are determined by your Subscription Plan. Payments must be in U.S. Dollars and may be paid by credit card, auto-debit transfer or check as provided in your Subscription Plan. Failure to pay the Fees for your Subscription due to inaccurate or incomplete payment information or insufficient funds will be grounds for suspension or termination of your Subscription.
Reservation of Rights. You acknowledge and agree that the Services and the information provided to you through the Services are proprietary and confidential. This Agreement confers no ownership rights to you and is not a sale of rights in the Services, the Website, or the information provided to you there under. Ownership of all right, title, and interest in and to the Services, the Website and all intellectual property rights embodied therein are and will remain the exclusive property of Argos and its Suppliers. This Agreement does not grant any license or authorization to use any branding, trademarks, service marks or other intellectual property of Argos or its Suppliers. If you provide Argos with feedback, suggestions, or ideas about the Services (“Feedback”), you hereby assign all right, title, and interest therein to Argos. If such assignment is ineffective, you agree to grant to Argos a non-exclusive, perpetual, irrevocable, royalty free, worldwide license to use, reproduce, sublicense, distribute, modify, and otherwise exploit such Feedback without restriction.
Disclaimer of Warranty. ALL SERVICES ARE PROVIDED TO YOU “AS IS,” WITHOUT WARRANTY. ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INTERFERENCE, ACCURACY, COMPLETENESS, TIMELINESS & NON-INFRINGEMENT ARE DISCLAIMED BY ARGOS AND ITS SUPPLIERS. YOU AGREE THAT ARGOS AND ITS SUPPLIERS SHALL NOT BE LIABLE TO YOU FOR ANY LOSS OR INJURY ARISING OUT OF OR CAUSED BY THEIR NEGLIGENT ACTS OR OMISSIONS IN PROCURING, COMPILING, COLLECTING, INTERPRETING, REPORTING, COMMUNICATING OR DELIVERING INFORMATION TO YOU AS PART OF THE SERVICES. ARGOS AND ITS SUPPLIERS DO NOT WARRANT THAT THE SERVICE WILL OPERATE WITHOUT INTERRUPTION, BE FREE FROM ERROR, BUGS, OR VIRUSES, OR THAT IT WILL ACHIEVE SPECIFIC RESULTS. THE SERVICES ARE NOT CREDIT COUNSELING SERVICES. WE ARE NOT AN INSURER AND WE DO NOT PROVIDE TRADE CREDIT INSURANCE. WE DO NOT PROMISE TO HELP YOU IMPROVE YOUR CREDIT RECORD, HISTORY, OR RATING. USE OF THE SERVICES DOES NOT GUARANTEE THAT YOU WILL NOT INCUR LOSSES DUE TO YOUR CUSTOMERS OR SUPPLIERS FAILING TO FULFILL THEIR OBLIGATIONS TO YOU.

ARGOS IS NOT ENGAGED IN THE SERVICES OF RENDERING LEGAL, FINANCIAL, ACCOUNTING OR OTHER PROFESSIONAL SERVICES. IF SUCH ASSISTANCE IS REQUIRED, YOU SHOULD SEEK THE SERVICE OF A COMPETENT PROFESSIONAL. UNLESS SPECIFICALLY INCLUDED AS PART OF YOUR SUBSCRIPTION PLAN, ARGOS EXPRESSLY DISCLAIMS ANY REPRESENTATION OR WARRANTY THAT YOUR USE OF THE SERVICES WILL SATISFY ANY STATUTORY OR REGULATORY OBLIGATIONS OR WILL ASSIST WITH OR GUARANTEE OR OTHERWISE ENSURE COMPLIANCE WITH ANY APPLICABLE LAWS OR REGULATIONS. YOU ARE SOLELY RESPONSIBLE FOR ENSURING THAT YOUR USE OF THE SERVICES IS IN ACCORDANCE WITH APPLICABLE LAW. SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF EXPRESS OR IMPLIED WARRANTIES, SO THE ABOVE DISCLAIMER MAY NOT APPLY TO YOU. IN THAT EVENT, SUCH EXPRESS OR IMPLIED WARRANTIES SHALL BE LIMITED IN DURATION TO THE MINIMUM PERIOD REQUIRED BY THE APPLICABLE LAW.
Limitation of Liability. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, THE ENTIRE CUMULATIVE LIABILITY OF ARGOS AND ITS SUPPLIERS, AND YOUR EXCLUSIVE REMEDY FOR ALL MATTERS OR CLAIMS ARISING FROM OR RELATING TO THIS AGREEMENT SHALL BE LIMITED TO THE AMOUNT PAID BY AND/OR DUE FROM YOU FOR THE SERVICES TO ARGOS IN THE TWELVE (12) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO SUCH CLAIM. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ARGOS AND ITS SUPPLIERS SHALL NOT BE LIABLE FOR ANY (A) INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES; AND (B) DAMAGES RELATING TO TELECOMMUNICATION FAILURES, INTERNET AND ELECTRONIC COMMUNICATIONS FAILURES, DELAYS OR LIMITATIONS, LOSS, CORRUPTION, SECURITY OR THEFT OF DATA, VIRUSES, SPYWARE, LOSS OF BUSINESS, REVENUE, PROFITS OR INVESTMENT, USE OF SOFTWARE OR HARDWARE THAT DOES NOT MEET ARGOS SYSTEMS REQUIREMENTS, TAX POSITIONS TAKEN BY YOU ARISING OUT OF OR CONNECTED IN ANY WAY WITH THE SERVICES, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ARGOS AND ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN ARGOS AND YOU AND ARGOS WOULD NOT HAVE PROVIDED THE LICENSE AND SERVICES WITHOUT SUCH LIMITATIONS.
Termination. Either party may terminate this Agreement with or without cause upon sixty (60) days’ notice to the other, unless your specific subscription plan provides otherwise. Argos may terminate or suspend this Agreement and your right to use the Services hereunder at any time without notice if (i) you fail to pay the Fees set forth in your Subscription Plan, (ii) you violate the terms of this Agreement or use the Services in any manner which is contravention of the terms hereof or (iii) your Subscription Plan expires or becomes generally unavailable. Upon termination of this Agreement, you must immediately cease using the Services and all outstanding payments will become immediately due and payable. Any termination of this Agreement will not affect the Argos’ rights hereunder.
Consent to Conduct Business Electronically. Argos or its Suppliers may be required by law to send “Communications” to you that pertain to the Services or to information provided by or to you in connection with the Services. You agree that Argos, on behalf of itself and its Suppliers, may send Communications to you by email and/or may make Communications available to you by posting them at one or more of our sponsored websites. You consent to receive these Communications electronically. The term “Communications” means any notice, record, agreement, or other type of information that is made available to you or received from you in connection with the Services. Your consent to do business electronically and our agreement to do so cover all transactions you conduct through the Services for as long as you remain a subscriber to or use the Services. If you withdraw your consent to receive Communications electronically, we may terminate your use of the Services. You are responsible at your expense for obtaining and/or providing your own internet access and for all hardware and software that may be necessary in connection with obtaining such access. You agree to notify us promptly of any change in your email address or other registration data. You can do so by logging into your service and updating your customer profile.
Limitations on Modifying Accounts. If you have subscribed for Argos Risk AR Surveillance™, your Subscription Plan will allow you to monitor up to a certain number of business entities. You may change the business entities that you choose to monitor at any time provided that you may not change more than ten percent (10%) of your accounts in any twelve (12) month period. Failure to abide by this limitation will be grounds for termination of your Subscription by Argos. Unless your Subscription Plan specifically provides otherwise, any business entity for which a report is viewed will be counted as a business entity being monitored. If you wish to monitor accounts or view one-time reports above the ten percent (10%) limit, it is suggested that you modify your Subscription Plan to increase the number of monitored accounts or purchase the right to view one-time reports.
Miscellaneous.
- Authorizations. You authorize Argos and its Suppliers to obtain and monitor your own information from credit reporting agencies and/or other monitoring services and send this information to you for your own use. You agree that this authorization shall constitute written instructions to obtain your credit information in accordance with the Fair Credit Reporting Act.
- Transfers. This Agreement and the use of the Services provided hereunder may be assigned by either party without the prior written consent of the other party, including, without limitation, to a parent or affiliate entity and in connection with any merger, acquisition, corporate reorganization, or sale of such party or its business (each, a “Change of Control”). In the event of a Change of Control of Customer, Customer shall promptly notify Argos so that Argos may transfer the applicable license and account access to the successor entity. In the event of a Change of Control of Argos, Argos shall ensure that its successor entity assumes Argos’ obligations under this Agreement and continues to provide the Services in accordance with the terms hereof.
- Privacy Policy. The Argos Privacy Policy is posted on the Website at https://www.argosrisk.com/AR-privacy-policy. By entering into this Agreement, you agree to be bound by the Argos Privacy Policy.
- Choice of Law. This agreement will be governed by the laws of the State of Minnesota, without regard to its conflicts of laws principles, and by applicable federal law. The parties hereto consent to the exclusive jurisdiction and venue of the state courts in Hennepin County, Minnesota, or the federal court for the District of Minnesota.
- You agree that Argos may identify your firm and use your name in its marketing and promotional materials.
- Agreement and Amendments. This Agreement, including the Website, the Subscription Plan, and the Privacy Policy, constitutes the complete agreement between you and Argos regarding the Services subscribed to hereunder. In the event of any conflict between the terms of this Agreement and the terms of your Subscription Plan, the terms of your Subscription Plan will prevail. Argos may amend this Agreement or the terms of your Subscription Plan at any time by notifying you of such amendment or by posting any amendments prominently on the Website, provided that such amendment does not adversely affect, in any material respect, your rights under this Agreement without your consent. In the event we make material changes to this Agreement or the terms of your Subscription Plan, we will notify you thirty (30) days prior to the changes taking effect. Your continued use of the Services after Argos’ publication of any amendment or following any applicable notice period shall constitute your acceptance of this Agreement and the Subscription Plan as modified.

By accessing or using the Services, you acknowledge that you have read, understand, and agree to be bound by this Subscription License Agreement, and that these terms govern your use of the Services.

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